Halloween brings to mind trick-or-treating, Jack-O’-Lanterns, goblins, ghosts, ghouls, witches, bats and black cats. It has always been a holiday filled with mystery, magic and superstition. The holiday originated through the ancient Celtic festival of Samhain. The festival was to mark the end of the summer harvest and the beginning of the dark, cold winter to come – a season strongly associated with death. The night of October 31st, the Celts believed that ghosts of the dead returned to … [Read more...]
Goldleaf Surety – A Partner for Successful Contractors
Construction is a cyclic industry and, to survive, company leadership needs to be prepared to manage their company through those ups and downs. One way to be prepared is to have a strong relationship with your surety provider. According to Ed Titus, SVP, Surety for Philadelphia Insurance, “A company may be doing everything right, but getting connected to the right surety carrier really depends on having an experienced surety agent who understands what carriers are looking for and understands … [Read more...]
Minnesota Pipe Layers Bond
Businesses that contract to provide plumbing services in Minnesota must have a plumbing contractor license. In addition, licensed plumbing contractors must also carry a surety bond. Plumbing contractors who install building water and sewer piping but do not work on subsurface sewage treatment systems (SSTS) are required to maintain a Minnesota Pipe Layers Bond with the Minnesota Department of Labor and Industry. As with all license bonds, this bond provides indemnification for loss or damage … [Read more...]
Goldleaf Surety to Attend PIA Minnesota Education Day
Goldleaf Surety’s New Business Intake Manager Lori Olson will be attending the PIA Minnesota Education Day on Thursday, September 5th. This year’s Education Day is being held at the Mystic Lake Center, Prior Lake, Minnesota. Please plan to visit our booth at the PIA Minnesota Education Day on Thursday from 7:30 a.m. to 4:30 p.m. This trade show is always a wonderful opportunity for us to see familiar faces as well as to meet new agents from throughout Minnesota. Let us show you how our … [Read more...]
Celebrate Smile Power Day
June 15th is the day we observe National Smile Power Day. This is a day for everyone to share the power of the smile. Growing up, one of my mom’s favorite sayings was that it takes more muscles to frown than it does to smile. And I know it was one I used on my own children now and again. But somehow over the years we tend to forget this. Babies smile about 400 times a day, while the average adult only smiles 20 times. And, we are the only creatures on the planet that can smile. … [Read more...]
Goldleaf Surety to Attend IIAW InsureCon 2019
Goldleaf Surety's Regional Sales Manager Kevin L. Kohlbeck and New Business Intake Manager Lori Olson will be attending the IIAW InsureCon 2019 annual convention and trade show. This year's convention is being held at the Madison Marriott West in Middleton, Wisconsin. Please plan to visit our booth, booth #3, at the Convention Showcase and Networking event on Thursday, May 16th, from 2:15 pm to 4:45 pm. We are excited to have this opportunity to see familiar faces as well as to meet many … [Read more...]
Minnesota – Land of 10,000 Lakes
There is a Minnesota tourism commercial that says, “Land of 10,000 Lakes is really Minnesota-nice for 11,842 lakes.” And this number only includes lakes over 10 acres. If we were to include lakes and basins under 10 acres, the number would be even greater. There are so many lakes in Minnesota that many of them are not even named. And many have the same name. For example, there are 115 Long Lakes in Minnesota. Now, while this information is interesting and may even be useful if you are … [Read more...]
Goldleaf Surety Services Celebrating 20 Years
On April 1, 1998, Goldleaf Financial, Ltd. began operations in Montevideo, Minnesota. And while the company has undergone many changes throughout the past 20 years, one thing has remained consistent - our reputation as the most comprehensive surety services company in the US. When other surety bond specialists or companies are restricted by size, specialty divisions, or other constraints that limit the entire bonding process, Goldleaf has continually brought it all together under one roof. … [Read more...]
Appraisal Management Company Bond
As of November 11, 2017, New Jersey began requiring licensed real estate appraisal management companies to obtain a surety bond. The change is a result of Assembly Bill 1973 which was passed in May. With this new law, New Jersey becomes one of over 20 states that require the Appraisal Management Company (AMC) bond. These states include Alabama, Arizona, Arkansas, Colorado, Georgia, Illinois, Iowa, Louisiana, Mississippi, Missouri, Nebraska, New Mexico, North Carolina, Oregon, Pennsylvania, … [Read more...]
New York City Car Wash Bond
The New York City Department of Consumer Affairs is now accepting applications for car wash licenses and will begin enforcement of the Car Wash Accountability Act on December 4th. Among the requirements for licensing under the new Act is the requirement for a $150,000 Car Wash Bond. License bonds such as this new Car Wash Bond provide indemnification for loss or damage resulting from a license holder’s compliance with the law or regulation. In the case of this particular bond, if the car … [Read more...]