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Home > Archives for surety bonds

A Reminder From Goldleaf Surety on “I Forgot Day”

June 30, 2017by Lori Olson

July 2nd is I Forgot Day.  And if you are like me, you are notorious for forgetting things like birthdays, anniversaries, names, addresses, phone numbers, and appointments.  And, the older I get, the more I seem to forget! And while there are many things that we forget everyday, large and small, one thing you should not forget is to contact Goldleaf Surety for all your bond needs. With our tremendous capacity, huge range of solutions, and exemplary service, Goldleaf Surety Services should be … [Read more...]

Filed Under: Goldleaf Surety Blog Tagged With: bond, court bond, DMEPOS Bond, fidelity bond, license bond, performance bond, permit bond, site improvement bond, subdivision bond, surety bonds, technology bond

Goldleaf Surety Has Markets for DMEPOS Bonds

November 30, 2016by Lori Olson

Are your clients not able to qualify for a DMEPOS bond due to lower credit scores?  We Can Help! If your insured has an unsatisfactory credit history report or unfavorable financials, Goldleaf underwriters’ experience and our access to many surety markets allows us to place bonds when others may not be able to. What is a DMEPOS Bond? Medicare Bonds, often referred to as DMEPOS Bonds, are mandatory for manufacturers and suppliers of durable medical equipment, prosthetics, orthotics and … [Read more...]

Filed Under: Goldleaf Surety Blog Tagged With: bonds, DMEPOS Bond, hard to place bond, license bond, permit bond, surety bonds

Goldleaf Surety Hosts Contractor Seminar

February 3, 2016by Lori Olson

On Tuesday, January 19th, Goldleaf Surety Services and CliftonLarsonAllen hosted a Contractor's Seminar at the Wood Lake Meeting Center in Rochester, Minnesota. Keynote Speaker was Attorney Mark R. Becker.  Mark is a shareholder in the law firm of Fabyanske, Westra, Hart & Thomson in Minneapolis.  Mark's practice areas include construction; commercial litigation; public bidding and procurement; and arbitration and mediation.  He is a member of the American Bar Association, Forum on the … [Read more...]

Filed Under: Goldleaf Surety Blog Tagged With: bond, Construction Law Seminar, contract clauses, contract terms, Contractor Seminar, Minnesota New Responsible Contractor Act, performance bond, surety bonds

A Surety Bond is NOT Insurance

December 9, 2015by Goldleaf

By:     Craig F. Martin of Lamson, Dugan & Murray, LLP There are fundamental differences between insurance and surety bonds and knowing the difference will help you avoid making mistakes, should claims arise.   This blog will discuss the differences between insurance and surety bonds. Insurance An insurance policy is a two party contract between an insurer and the insured.   The policy is intended to protect the insured.   The cost of insurance is calculated by the insurer based on … [Read more...]

Filed Under: Goldleaf Surety Blog Tagged With: bond, indemnity, insurance, obligee, performance bond, surety bond program, surety bonds, surety company

Tips to Maintaining Good Surety Credit

March 4, 2015by Lori Olson

One of the topics covered at the January 20th Contractor Seminar in St. Cloud was key elements to maintaining surety support. Goldleaf Surety Services' President Jack Anderson emphasized that the key element is communication. Surety companies do not like surprises when it comes to a company's financial picture. Some of the key items that companies need to communicate with their surety and their surety underwriter include: Change in Ownership Surety companies need a correct indemnity … [Read more...]

Filed Under: Goldleaf Surety Blog Tagged With: bonding capacity, indemnity, performance bond, surety bond program, surety bonds, surety company, surety underwriter, underwriting considerations

Goldleaf Surety Scholarship 2014 Winner

September 3, 2014by Lori Olson

Goldleaf Surety would like to introduce our 2014 scholarship winner - Cal Anderson. Cal will began his college career this fall at North Dakota State University in Fargo with plans to major in finance. Cal has also been an intern with Goldleaf this summer assisting our underwriting staff. Since 2010, Goldleaf has been presenting $500 scholarships to Montevideo High School graduates who will generally be pursuing a degree in a business related field. Goldleaf has been honored to present a … [Read more...]

Filed Under: Goldleaf Surety Blog Tagged With: scholarship winner, surety bonds, surety underwriter

Surety Bond Basics – Part 1

July 17, 2013by Lori Olson

When agents and clients come to Goldleaf, it is often their first time working in the world of surety, and they are not even sure what a bond is or what it does.  For this reason, we often find ourselves going over some very common bond basics with all of our clients. There are several commonly asked questions that I would like to address over several blog posts – starting with the following: What is a surety bond? A surety bond is a three party agreement which legally binds together the … [Read more...]

Filed Under: Goldleaf Surety Blog Tagged With: bond, obligee, principal, surety, surety bonds, surety company

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